"Ruth's little girl" [To] Alice Negley
Ruth is most likely Ruth Negley, daughter of John Calvin & Mary Negley. She was a first cousin of Alice Negley and 11 years younger. Ruth married Hiram Andrew Wells and had two daughters, Verda, born in 1906 and Mildred born in 1918. I think this very stylish little girl would be Verda.
And then again, I could be wrong.
There is no photographer's information on the photo. Looks like it was taken at someone's front door. Was this taken with a personally owned camera, like a Kodak "Brownie"?